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ZOPA. Small business finance revolution

Friday, August 24, 2012

Funding circles, like Zopa, look like part of a revolution in finance. Already this year in the UK half a million cheque accounts have been shifted from the big banks to smaller ones as people have had enough of the fiddling.

Even the old-fashioned credit unions and building societies are reviving as people realise they are safe – as they can lend only money on deposit or the proceeds of share sales.  Meanwhile all the UK building societies that demutualised after 1986 are in trouble.  This book looks like it’s worth a read.
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